Legal information

You are currently connected to the website of

Banque de Luxembourg
14, Boulevard Royal
L- 2449 Luxembourg

A public limited company governed by Luxembourg law registered in the Luxembourg Company and Trade Register
(registration no. B 5310)
Social security registration no: 1953 2200 019, VAT registration no: LU 105 902 81, BIC (Bank Identifier Code): BLUXLULL

Authorised by the Ministry of Finance of the Luxembourg government as a financial institution (registration no. 27077)
Subject to the supervision of the Commission de Surveillance du Secteur Financier (hereinafter the "CSSF")
283, route d'Arlon L-1150 Luxembourg
Telephone: (+352) 26 25 1 - 1 (central)
Fax: (+352) 26 25 1 - 26 01
www.cssf.lu

Content manager: Banque de Luxembourg
Webhost: Banque de Luxembourg


Purpose of the website

The aim of this website is to present Banque de Luxembourg and its activities. It should not be considered as constituting a permanent establishment or effective cross-border provision of services outside the Grand Duchy of Luxembourg. Residents whose nationality or country of residence prevents them from accessing the websites of foreign banks must refrain from consulting this website. Banque de Luxembourg declines all responsibility for such persons and invites all users to check prior to using the website that no regulations prevent or restrict them from using the site that Banque de Luxembourg has put at their disposal.


Applicable law and competent jurisdictions

This website, as well as relations and transactions pertaining to it, is governed by Luxembourg law, in particular the Law of 14 August 2000 on electronic commerce*. The content of the website has been approved by the CSSF and is in accordance with the recommendations of its study "Les services financiers par Internet" (Financial Services Provision on the Internet) published in December 2001. Banque de Luxembourg undertakes to comply with Luxembourg laws and regulations applicable to the use of a website.

Any litigation with respect to the current website shall be submitted to the exclusive jurisdiction of the district court in and of Luxembourg (Tribunal d'Arrondissement de et à Luxembourg, Grand-Duché de Luxembourg). Any complaints may also be lodged with the CSSF.

Any access to this website shall be considered to have taken place at the registered office of Banque de Luxembourg at the date and time shown on the Banque de Luxembourg server, with the connections log serving as proof of these.


Access and use of the website

The current website is designed to provide information for Banque de Luxembourg clients and persons who are not clients of Banque de Luxembourg. However, products and services presented on the website are strictly reserved for clients holding an account with Banque de Luxembourg and having accepted the terms and conditions of services available via this website by signing an agreement to this effect. Banque de Luxembourg's fee schedule applies to these services.

Users are reminded that secrecy with regard to communication over the internet is not guaranteed and that they must take appropriate steps to ensure that their data and/or software are protected from viruses.


Website content

The information published on this website shall be considered as "commercial communication" within the meaning of the law of 14 August 2000 on electronic commerce. By accessing this website, users accept in advance any communication of a commercial nature that they receive from Banque de Luxembourg via this website or by electronic mail.

This website contains information made available by external companies or hypertext links to other sites that have not been developed by Banque de Luxembourg. The existence of links from Banque de Luxembourg's website to another website shall neither constitute an approval, nor guarantee of the content or the ownership of this other website.

The financial and economic information published on this website is provided for information purposes only and shall under no circumstances be considered as constituting a product offering, a recommendation or a solicitation to invest. Such information must be used with the greatest caution. Banque de Luxembourg provides no guarantee as to the accuracy, reliability, up-to-dateness or completeness of this information.

The sub-funds of BL SICAV are registered for distribution in Luxembourg, France, Belgium, Germany, Austria, Spain, Sweden, Denmark, Finland, Switzerland and Singapore, with the exception of BL-Short Term Euro and BL-Short Term Dollar, which are not registered for distribution in Switzerland, Spain, Denmark or Finland. The sub-funds of the BL Fund Selection SICAV are registered for distribution in Luxembourg, France, Belgium, Germany, Austria, Sweden and Singapore.

Banque de Luxembourg reserves the right to change the content of the site or restrict its access, whenever it deems it suitable.


Hypertext links

The creation of hypertext links to this website shall be subject to the express prior agreement of Banque de Luxembourg.

Banque de Luxembourg does not accept, under any circumstances, any responsibility for hypertext links from the current website to other websites.


Personal data and cookies

Users of the present site are informed that their personal data may be used by Banque de Luxembourg and automatically processed. Users are also informed that by accessing this website their personal data may be temporarily stored in the memory or registered on their own computer for purposes of facilitating navigation on the website (cookies). Users authorise Banque de Luxembourg to act accordingly. Users are entitled to access and correct all relevant personal data in accordance with the law of 2 August 2002 regulating the use of personal data in computer programmes by writing to Banque de Luxembourg at the above address.


Copyright

Any reproduction or representation, in whole or in part, of the pages, data and any other element making up the site, by whatever process or tool, is forbidden and subject to the express permission of Banque de Luxembourg. Failure to do so shall be considered as an infringement of copyright.


Phishing

Banque de Luxembourg shall not be held responsible if the client is subject to a phising attack following which the confidential information relating to their bank account(s), such as the bank account number(s), access codes, or bank card(s) is disclosed.

The client shall exercise extreme caution with regard to e-mails from third parties masquerading as Banque de Luxembourg which may contain hypertext links or attempts to acquire the client's access codes. Under no circumstances shall Banque de Luxembourg be held responsible for losses incurred by the Client.


Fees

Access to the website is free with the exception of the costs of internet access (internet providers and telephone communication), which are billed directly to the client by the operator.
* Memorial A No. 96 of 8 September 2000, p. 2175.